Catena Labs

AI-native financial infrastructure for autonomous banking agents.

Catena Labs is building the foundational financial infrastructure layer that enables AI agents to autonomously manage money and conduct financial transactions on behalf of users and organizations. As AI agents increasingly take on tasks that require spending, receiving, or managing funds — from procurement automation to autonomous financial planning — existing banking and payment infrastructure was not designed to support non-human account holders or programmable financial behavior. Catena Labs addresses this by building AI-native banking and financial infrastructure that is purpose-designed for agentic use cases. The company targets enterprise clients who are deploying autonomous financial agents and need the underlying infrastructure to support them safely and compliantly.

Compliance

SOC 2

Visit Catena Labs

Key Features

Agentic banking infrastructure: Provides the account structures, transaction rails, and financial identity layer needed for AI agents to hold and move money autonomously within defined parameters.
Programmable financial controls: Allows organizations to set rules, limits, and conditions on agent financial behavior, ensuring autonomous transactions stay within sanctioned boundaries.
Multi-model compatibility: Works with agents built on multiple LLM providers, making it infrastructure-layer agnostic to the model stack an organization uses.
Compliance-oriented design: Built with regulatory compliance as a core consideration, addressing the AML, KYC, and financial regulatory requirements that any entity handling money must navigate.
Enterprise deployment: Designed for enterprise organizations deploying financial agents at scale, with the security and operational standards that financial use cases require.

Use Cases

For enterprises deploying autonomous procurement or payment agents: A large organization running AI agents to handle vendor payments, expense management, or procurement uses Catena Labs’ infrastructure to give those agents the financial accounts and transaction capability they need without routing through consumer payment systems.
For fintech companies building AI-native financial products: A fintech building a new generation of AI-driven financial services uses Catena Labs as the underlying banking infrastructure layer, rather than adapting traditional banking APIs that weren’t designed for autonomous agent behavior.

Pricing MODELS

Enterprise

Pricing Summary

Catena Labs uses a custom enterprise pricing model. No self-serve tiers or publicly listed prices are available — organizations contact the company directly for pricing.